At the start, I tricked the school beauty, and ended up with twins?

"Xinyue, are all of you alright?"

Gu Yu ignored the threatening stares of the four suited men surrounding them and walked slowly to Lin Xinyue's side, taking her hand with concern.

"It's okay, they didn't dare do anything to us."

Lin Xinyue smiled sweetly and shook her head gently.

From the moment she saw Gu Yu, her panicked heart had immediately calmed down.

For some reason, she felt that with Gu Yu there, he could resolve any issue.

At the entrance, Jin Huantiger frowned as he looked at his left hand, and then turned his attention to Gu Yu who, having freed himself from his grasp, was now chatting and laughing with Lin Xinyue.

He was full of amazement.

"Could he be a martial artist?"

Just now, he had reached out to grab Gu Yu's left shoulder, but had failed to stop him.

All Gu Yu did was crouch slightly before pushing up with his shoulder, easily breaking free from his grip, which could exert a force of seventy-five kilograms!

Throughout the process, Gu Yu remained calm and composed, seemingly unaffected by him.

Yet his left hand was left slightly numb from the impact!

What seemed like a casual act was actually filled with extremely precise combat skill.

Moreover, Gu Yu's seemingly frail body hid a strength beyond that of ordinary people!

This was definitely someone skilled in combat sports like wrestling or sanda!

Jin Huantiger's eyes flashed with apprehension, and he dared not underestimate these four college students any longer.

After all, if these four had dared to come to the appointment empty-handed, unless they were complete fools, they must have something to rely on!

With this thought, he gestured to his men with his eyes and waved his hand, prompting them to back off to the side.

He then walked towards Gu Yu.

Laosi and his two companions had been ready for a fight to rescue the hostages, but surprisingly, the menacing thugs took the initiative to step back.

The three hurried to Gu Yu's side.

"Laosi, how should we play this? Fight or run, you..."

Boss Pu was the first to ask. From the moment he saw Jin Huantiger, he knew these people were not good-natured!

They didn't look like folks who ran an honest business!

Dealing with such people, a disagreement could quickly escalate into a brawl!

"Wait."

Gu Yu raised his hand to stop Boss Pu from continuing because Jin Huantiger had already approached him.

"Although I don't know which group you belong to, young man, we still have to talk reason! As long as she pays back the money she owes us, we will leave immediately," said Jin Huantiger as he cheerfully walked up to Gu Yu, pointing at Hu Xiaoya.

Gu Yu casually pulled over a chair to sit down and smiled in response, "As I said, give me a reason to give you the money. Just asking for money without proof isn't such an easy thing." Explore more adventures at m,v l'e-NovelBin.net

He wasn't a sucker to give away money just because someone told him to.

Since Hu Xiaoya was adamant about not "paying back," it was clear there was more to it than a simple debt.

Sure enough, before Jin Huantiger could continue, Hu Xiaoya started cursing angrily again.

"I didn't owe you any money in the first place. You say Yue Tian Capital borrowed from you at Jinxin Credit, then you should go after Yue Tian Capital, shouldn't you?"

"Now that Yue Tian Capital has fled, I want to get my money back too!"

Hu Xiaoya, hands on her hips and eyes wide with anger, her petite chest heaving with fury.

But Jin Huantiger just smirked, his eyes filled with sarcasm.

He clapped his hands, and one of his subordinates stepped forward, pulling out a sheet of white paper from the inside pocket of his suit and handed it to him.

Jin Huantiger took the paper and unfolded it, revealing the title "Jinxin Microloan Financial Loan Agreement," followed by densely packed contract terms and loan details.

Hu Xiaoya, upon seeing the contract, tried to grab it for a closer look, but Jin Huantiger swiftly retreated.

"I can't risk letting this paper pass through your hands, you can just look at it," he said with a sneer.

The contract, with its black-on-white terms, made all of Hu Xiaoya's arguments futile!

His task now was to recover this loan, after which he could receive a 10% commission.

With a stern expression, Gu Yu meticulously read from the first line, all the way down to see Hu Xiaoya's name at the end, causing his eyebrows to furrow into a character for 'chuan'.

On the surface, the content of the contract seemed to have no issues.

Below was Hu Xiaoya's own signature, the guarantor's red seal of Yue Tian Capital Trading Company, and the official seal of Jinxin Microloan Company.

A loan of 38,000 yuan! A total of 24 installments with 35.9% interest!

That comes to 51,642 yuan!

"Fifty thousand yuan? That much?" Gu Yu was startled—just the interest amounted to over thirteen thousand!

He turned to look at Hu Xiaoya, who was pale, her eyes pleading with him.

Fifty thousand! How could she, an ordinary college student, come up with so much money at once?

The key point was that the contract, although signed by her, was defaulted on by Yue Tian Capital—they had run off with the money she got from the loan at Jinxin!

Now that Jinxin couldn't find Yue Tian Capital, they turned to her!

Hu Xiaoya, anxious and distressed, found it embarrassing to ask for help from her best friend's boyfriend, but it seemed that only Gu Yu, the rich second generation, could help her now!

"Gu Yu... help me, I'll pay you back slowly once I start working..."

She looked ashamed, tightly holding Lin Xinyue's hand, clearly embarrassed.

However, Gu Yu did not immediately agree, but instead turned to look at Wang Huanhua.

"According to the contract, Yue Tian Capital, as the guarantor, the 38,000 yuan Jinxin Credit loaned out was directly transferred to this Yue Tian Capital company account. Although Hu Xiaoya is the borrower, the payer written here is Yue Tian Capital!"

"Shouldn't you be going after Yue Tian Capital for the money?"

Gu Yu read through the contract again in detail and finally noticed some clauses regarding the guarantor's liability.

He pointed to a line of an account in the contract, which clearly stated that Yue Tian Capital Trading Company was responsible for repaying Hu Xiaoya's loan punctually over the next two years.

Even if Yue Tian Capital has run away, according to the mutual agreement, it shouldn't be Hu Xiaoya who has to repay it!

Hearing Gu Yu's words, Wang Huanhua was startled as well.

Then he looked through the contract from start to finish himself and quickly found the guarantor clauses Gu Yu mentioned.

But since he wasn't highly educated, he did not understand the joint liability involved.

He only knew that as an outsourced debt collector, as long as he could collect the loan, he would get paid!

So it didn't matter to him who paid the debt back!

Yue Tian Capital had run off, Hu Xiaoya hadn't, so let Hu Xiaoya repay it!

"I don't know what gibberish you're talking about, but it is righteous to repay debts. Yue Tian Capital ran away, so you, Hu Xiaoya, must repay it!"

"Besides, Jinxin has already waived over 11,000 yuan of interest; you only need to repay a total of 40,000 yuan. Repay it and you can leave immediately. Otherwise, don't blame us for not being polite!"

Wang Huanhua was growing impatient, his tone not only much heavier but also laced with threats.

No sooner had he finished the word "impolite", that his four subordinates stepped forward, surrounding Gu Yu and the others from all directions.

Wang Huanhua wore a smug look; typically when he reached this point, the defaulters would be scared into repaying the money obediently!

"Xinyue, get behind me."

Gu Yu instinctively pulled Lin Xinyue behind him, his expression becoming stern.

He hadn't expected that the other party would really dare to get physical!

"What do you think you're doing? I've got it all on video! Let me tell you! Violent debt collection is illegal!"

"Right right right! Dare to come a step closer, and I'll call the police!"

"I'm all set to make the call!"

Qin Shan suddenly took out her phone and held it in front of her, the camera already rolling, capturing the face of every person present.

Boss Pu grabbed a stool, ready to make a break for it; he and Hu Xiaoya stood closest together, and she subconsciously clutched the hem of his coat.

Yu Laoer took out his phone and quickly accessed the dial pad.

Watching their prepared defenses, Wang Huanhua was dismissive; he had come prepared!

He pulled out something resembling a laser pen from his pocket and pointed it at Qin Shan's phone.

Instantly, Qin Shan's phone's screen discolored, clearly, the camera was damaged by the laser.

Then, one of Wang Huanhua's men took out a device looking like a large power bank with five or six antenna-like gadgets attached from his pocket.

"Know what this is? A signal jammer! Go ahead, call for help, call the police! Even if you drain your phone batteries, no one will be able to come save you!"

Wang Huanhua walked over, holding the device in his hand and spoke with arrogant pride.

He could not contain himself any longer!

He intended to teach these people a lesson first. Having observed for a bit, he realized that among the four men and two women, it was only Gu Yu who seemed a bit capable!

With the five men he had trained with him, it would be no problem handling these people!

He handed the signal jammer to one of his subordinates.

Wang Huanhua cracked his knuckles, twisted his neck causing a series of clicking sounds, and with the gold chain around his chest clinking, he moved towards Gu Yu.

In his view, only Gu Yu was worth his personal effort!

Gu Yu watched him, his eyelids drooping, no trace of fear in his eyes.

Although he hadn't used Check-in Points to recover from his injuries when he entered, he had exchanged 5,000 Check-in Points for intermediate Golden Tiger Rank Sanshou skills!

Even with his right hand injured, he should have no problem taking on Wang Huanhua one-on-one!

Gently, Gu Yu pushed Lin Xinyue and Hu Xiaoya back to give himself room to maneuver, ensuring they wouldn't be hurt accidentally.

"Boss, second brother, third brother, protect my girlfriend and Hu Xiaoya."

He turned his head to look at his three brothers.

"Yu, your hand..."

Lin Xinyue's face was full of concern; she knew her boyfriend could fight, after all, he had previously taught a lesson to two hooligans at Mrs. Bai and Mr. Liu's shop.

But she also knew just how badly Gu Yu's right hand was injured, and the tattooed muscular man in front of her was obviously not a pushover. She couldn't help feeling anxious.

"Don't worry, I can handle him by myself."

Gu Yu turned and gave Lin Xinyue a reassuring smile.

Boss Pu and his two brothers initially wanted to remind Gu Yu about his injury, but seeing how confident he was, they didn't push the issue.

They each picked up a stool, standing firm to protect the two girls.

"Hmph, that's quite the claim," Wang Huanhua snorted coldly; he was now aware of his opponent's injury, which made him even less concerned.

A hurt man, even if skilled in a few moves of Sanshou, how could that matter?

He, Wang Huanhua, was a boxer!

He threw a punch immediately!

As Gu Yu turned back around, he caught sight of his opponent's cold sneer, followed swiftly by a rush of air towards his chest!