Big Data Cultivation

Chapter 225: Big Heart (Second Update)

Feng Jun believed that he had a fairly realistic understanding of the risks in the stock market—most people think the same when they enter the market.

However, he still didn’t rush into making any moves, but chose four stocks he had always been quite optimistic about and analyzed them again.

After analyzing for nearly half an hour, various fundamentals, data, and the like were clear to him.

As a relatively conservative investor, Feng Jun tended to prefer left-side trading, meaning his philosophy was not to chase gains but to provide a relatively reasonable valuation based on his understanding of the stocks, and then consider buying when the price was below that value.

In this way, the stocks he bought might not perform remarkably for some time, but he believed that wasn’t important—holding stocks for the medium to long term was his investment philosophy.

As long as he bought stocks at a low enough price, he didn’t mind short-term fluctuations; if they didn’t rise this month, they could do so next month, or if not this year, he could wait for next year or even the year after.

Moreover, when he picked stocks, dividend financing was an extremely important consideration—if he had to hold onto a stock, he could just live off the dividends each year. As long as those dividends outperformed banks’ wealth management products, he felt holding them for three to five years was no problem.

Of course, these principles were only theoretically valid, and even stocks with good fundamentals and superior conditions for dividend financing could not guarantee that the stock would keep flourishing indefinitely; otherwise, there would be no such term as a “black swan.”

Life is full of surprises, and no investment can guarantee a hundred percent success.

Whether Feng Jun’s stock selection method was scientific or not is another matter, given that there are many stock investors who play the game of chasing gains and cutting losses. Right-side trading, if timed well, not only brings money quickly but also yields significant profits.

In any case, Feng Jun considered himself to be a cautious investor and was not aiming for short-term profits, so he thought his stock trading mindset was quite good.

Because of his selection principles, two of the four stocks he picked had fallen to very low prices, far below his valuation. They were basically ready for consideration.

If prices fell further, there wasn’t much room left, and if he continued to wait, the chances of missing out would increasingly grow.

Even so, he still didn’t hurry to purchase but opened the stock trading app on his mobile phone, selected one of the stocks he intended to buy, and tapped on it with his left hand, “Let’s go~”

Yes, he wanted to personally enter the stock trading system to see if there were any new insights or prompts.

If he had a stroke of good fortune, why not try to use it? Wouldn’t it be foolish not to?

He had this idea a long time ago, but there was no sense of urgency then, and to do various tests on the mobile phone would waste energy points, so he hadn’t gotten around to acting on this idea.

This time, he had spent enough time in real life, not only developing his own career, building a team, but also starting to teach others kung fu. A small team centered around him was beginning to take shape.

Meanwhile, he spent most of his spare time learning and charging up. Living in real society for so long, although he occasionally used his adventure, his energy points were still in a state of rapid growth.

Of course, he wasn’t afraid to use a bit more.

Unfortunately, after entering the trading system, he was faced with just an additional screen, featuring K-line charts and various indicator options. Beyond that, there wasn’t much else.

Strictly speaking, it wasn’t that there were no prompts at all. Below the display was a small box with an analysis of the stock—”This stock is currently in a historically low price area, and there is room for an increase in value in the future.”

That was pretty much stating the obvious. Feng Jun also knew that the current price of this stock was low and the probability of it increasing after purchase was great.

But the key question was… when will this stock fight, and what price can it rise to?

If one disregards all other factors, buys a stock with a high potential for appreciation, and waits patiently for two years, eventually, the stock will rise and then could be sold for a profit. That seems like a good plan.

But in practice, trading stocks is not so simple. What if there’s a market surge in the meantime, and everyone else’s stocks soar while yours do not? See if you aren’t anxious!

While everyone else’s stocks shoot up dramatically, yours goes up by just five or six percent… even the best mindset could be thrown off balance.

With stock trading, that’s the most crucial thing: the right mindset. Once the mindset is disturbed, all sorts of dreadful events can happen.

So for Feng Jun, the system’s judgment was basically useless; it was only slightly better than having no judgment at all—at least it confirmed one thing: the current price of the stock was relatively low.

Feng Jun felt a bit unsatisfied and tried to change the K-line chart, but obviously, this wishful thinking did not succeed.

Exiting the app, he heard a shout from downstairs. It was Xu Lei Gang telling him that the food delivery had arrived, and everyone was waiting for him to come up for the meal.

Today was the personal assistant’s housewarming celebration, and she definitely wanted to pay for the meal. Everyone let her do so—after all, Boss Feng was paying her a salary of fifty thousand a month. This generous paycheck even made Xu Lei Gang a little jealous.

Li Xiaobin wanted to treat everyone to a drink, but Feng Jun decisively refused, “In the middle of the day? Forget about drinking, I want to check out the stock market this afternoon and try my luck with a move.”

“Trading stocks? I like that,” Wang Haifeng’s eyes lit up when he heard this, “What stock are you planning to buy?”

Feng Jun looked at him strangely, “You trade stocks too? Why haven’t I heard Zhang Wei mention it before?”

“I don’t trade through Zhang Wei,” Wang Haifeng shook his head, speaking somewhat resentfully, “I used to have an account with him, but that guy kept giving messy advice, so I just opened another account… and haven’t traded in the past few years.”

His situation was quite typical—a result of disparities in opinions on stock trading among friends, leading to significant disputes. Even spouses who trade stocks encounter such issues, let alone friends; hence, everyone simply chose not to interfere with each other.

Obviously, even without Zhang Wei’s influence, Coach Wang’s performance wasn’t anything to boast about, which is why he had given up on trading stocks in recent years.

Hearing this, Feng Jun asked with great curiosity, “You don’t trust Zhang Wei but you trust me? He’s a professional.”

“This is called investing in a person,” Wang Haifeng replied with a smile, “It’s great if we can earn some money, but I don’t mind losing money together with you.”

On hearing this, Feng Jun gave him a look, “You really are idle, knowing you’ll lose money and still buying?”

Li Xiaobin, however, chirped in cheerfully, “Seriously, I’d like to try stock trading with the boss and catch some of his good luck.”

Xu Leigang looked at her in surprise, “You actually opened a stock account too?”

To Li Xiaobin, this question seemed somewhat discriminatory. What did he mean by ‘even she could open an account’? Just because she made her living in a nightclub, did that mean she could only sell smiles and not trade stocks?

But given Xu Leigang’s status, if he were to visit the cabaret bar, even Manager Chang would have to personally attend to him.

Even if Xu had encountered some trouble recently, the money that slipped through the cracks of his fingers would be more than enough for an ordinary family to live without worries for a lifetime.

So all she could do was give a sheepish smile, “Don’t look down on people, Brother Xu, why couldn’t I trade stocks?”

“I didn’t mean that,” Fatty Xu forced a laugh. In truth, he really looked down on her, but since Xiao Li was Master Feng’s assistant, he had to respect her for Feng’s sake, “I’m just saying, you don’t earn money easily, so why invest it in the stock market?”

Well, that even included Feng Jun; he didn’t advise the lady to change her ways, but his words clearly implied that only fools would throw their money into the stock market.

Though his comment was a bit offensive, no one could really hold it against him since he meant well.

“I don’t have much money in the stock market,” Li Xiaobin replied sullenly, “Just over twenty thousand yuan, which isn’t enough to do any business with.”

Xu Leigang’s mouth twitched slightly before he finally stayed quiet, as saying more would truly offend her—twenty thousand yuan, and she called that money?

Feng Jun definitely wouldn’t mock Li Xiaobin, knowing that six months ago, he couldn’t even scrape together twenty thousand yuan, let alone open a stock trading account.

However, with the small amount of money Li Xiaobin currently had, he really couldn’t take her into the market for a spin, and he also didn’t want to lose money alongside Coach Wang—even though the latter stated he didn’t care.

So he got up from the table, “Alright, we’ve eaten, the stock I’m trading isn’t something for you all to see, go on with your own business.”

Wang Haifeng still seemed to hold on, but a stern look from Master Feng finally dispelled any inappropriate thoughts he might have harbored.

However, after their discussions, Feng Jun no longer focused on stocks. Shortly after the market opened that afternoon, he noticed a stock had fallen by another percentage point, turning from red to green, just as it had dropped below the ten-yuan mark, so he decisively bought five hundred lots.

Five hundred lots equals fifty thousand shares. With this stock priced at nine yuan and ninety cents each, Feng Jun’s account now held securities worth five hundred thousand yuan.

This was part of the left-side trading strategy he had designed. No matter how far the selected stock had fallen, the first time he bought it, he would only purchase up to twenty percent of the available position. If the stock continued to fall for a while, he would then consider a second investment.

Left-side trading isn’t afraid of a downturn; in fact, it’s about buying more as it falls. Of course, that’s the plan, but following through with it strictly requires a stout heart.

Feng Jun had two and a half million in his account. Buying securities for five hundred thousand was precisely a twenty percent position.

Having been rebuked by the master, Wang Haifeng didn’t dare to see which stock Feng Jun was buying. But after noticing him making a move on the stocks, Coach Wang couldn’t help muttering, “Generally speaking, isn’t the last half-hour before the market closes more active for buying and selling, when trends are easier to identify?”

Upon hearing this, Feng Jun glanced at him indifferently, his imposing demeanor instantly silencing Coach Wang.